In This Section

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  How We Help
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  Over £15,000 In Debt
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  Between £5,000 And £15,000 In Debt
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  Up To £5,000 In Debt

Debt Problems? - How we can help you

Stop stressing. Let Byrom and Keeley Financial Services help with your debt problems

• Struggling to pay credit or store cards, overdrafts or loans?
• Been refused a loan to consolidate your debt problems?
• Robbing Peter to pay Paul?
• Under pressure from creditors or debt collectors?
• Worried about the future?

Is the stress of debt ruining your life?
The fact that you are looking at the Byrom and Keeley website shows that you have recognised your debt problem, and this is the most important thing that you can do to resolve your debt problem.

We understand the difficulty and anxiety struggling with debt can cause and want to help you find the best possible solution.

Our advice is absolutely FREE, friendly and given in the strictest confidence. Whatever your situation:

• we will try to solve your problem in the best, fastest way possible,
• we will ensure that you only pay what you can afford.

Alternatively, where your debts are short term or less serious, a debt repayment plan may be a better way forward for you.

Your best option could be an IVA, where you make a monthly payment based on the amount you can afford and your interest is stopped, charges are frozen, creditors stop harassing you and a large part of your debt is written off.


I feel like I'm in a hopeless situation, can you really help?
Debt becomes a problem when you are unable to settle your credit commitments on time. In most scenarios the seriousness of your debt problem is determined by the amount of debt you owe. However, this isn't always the case and getting free advice by talking to an unbiased and professional debt expert, such as ourselves, is crucial in solving the problem. The worst thing you can do is ignore the situation and hope it gets better. So the sooner you call us the quicker you could find yourself debt free.

There are 4 main solutions to resolve your debt problem:

• another loan
• debt management
• bankruptcy
• IVA

Often the obvious answer to an unsecured debt problem is a re-mortgage or other loan. Depending on your unique financial position, and your credit rating, either a re-mortgage or consolidation loan could be the answer that you are looking for. Always speak to a professional debt expert when you're considering further borrowing to make sure it is right for you and that you can afford it. When borrowing, always remember that your debts increase. This is a fact of life and there is no escaping from it.

If further borrowing is not the solution for you, you cannot obtain a loan, or you recognise that you have a debt problem and need to sort your debts out rather than borrowing more money, then the 3 remaining options are as follows:

• What you can do if you have debts over £15,000
• What you can do if you have debts between £5,000 and £15,000
• What you can do if your debts are less than £5,000

Call Byrom&Keeley TODAY and let us help you:
New enquiries: FREEPHONE - 0800 298 2988
Existing customers: FREEPHONE - 0800 848 8484
Creditor line: FREEPHONE - 08000 435437